You also need to seek advice from a bankruptcy lawyer about whether to file. A lawyer can suggest on which within your debts is often addressed via bankruptcy, and whether or not to file Chapter seven bankruptcy (called liquidation bankruptcy) or Chapter 13 bankruptcy (often known as reorganization bankruptcy). https://cruzcekru.targetblogs.com/30119968/about-what-happens-if-i-leave-a-creditor-off-my-bankruptcy