5% continuous actual wage development, a retirement age of 67 plus a planning age via ninety three. The replacement annual cash flow concentrate on is described as 45% of pre-retirement once-a-year profits and assumes no pension earnings. This concentrate on is based on Consumer Expenditure Survey (BLS), retirement Figures of https://rowannofko.ageeksblog.com/35022377/how-much-you-need-to-expect-you-ll-pay-for-a-good-physical-bullion-ownership